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Disclaimer of Accuracy and Liability

The information contained in this report is provided for informational and disclosure purposes only and is based upon data and sources deemed reliable at the time of preparation. However, the accuracy, completeness, and currency of such information cannot be guaranteed. Natural hazard designations, flood maps, fire zones, seismic zones, and other environmental or governmental data are subject to change at any time by the applicable agencies. The preparer, seller, broker, and their respective agents make no representation or warranty, express or implied, as to the accuracy or completeness of the information herein, and expressly disclaim any liability for errors, omissions, or future changes in law, maps, or conditions affecting the property. Users of this report are advised to independently verify all information and to consult with the appropriate public agencies or qualified professionals regarding current hazard designations or risks. Reliance on this report is at the sole risk of the user. This document does not constitute a guarantee, warranty, or policy of insurance. Zone NHD LLC. Does not guarantee the accuracy or warranty of the items provided in the report. Items are provided by reputable sources that have been deemed reliable by industry standards. Buyers and sellers should investigate any and all aspects of the subject property prior to purchasing or selling their property. Government, state, and local agencies are available that can verify and provide additional information.

Disclaimer regarding insurance requirements for Deluxe Pro +

Items Covered: The policy will pay, on your behalf, all amounts, including defense costs, up to $30,000, in excess of the $2,500 retention. A covered occurrence is defined as a lawsuit, arbitration, mediation proceeding, or any alternate dispute resolution proceeding instituted against you by the buyer, resulting from an actual or alleged undisclosed defect in the residential property (your principal residence). The covered occurrence must be made and reported within the coverage period.

This policy does not cover: Intentional, dishonest, or fraudulent acts committed by or on your behalf. Covered circumstances known prior to closing. Claims by you against your real estate broker or agent. Claims involving escrow money. Damages sustained after closing escrow. Claims not involving your principal residence

Terms & Conditions: This Certificate contains a general summary of the limited coverage provided to Seller, not to exceed $30,000 in defense fees, costs, and payments to any person/entity. Only Palomar Insurance can confirm coverage; your real estate agent does not have the authority to do so. For a complete copy of the actual policy, with full terms and conditions, please contact Palomar Insurance (Chani Ober - Email: cober@plmr.com)